Needing help to pay off a veteran school loan in double default so my husband and I can qualify for a home loan. Have exhausted all other options, and have no where else to go!
Husband and I are expecting our first child and were hoping to qualify for a home loan this year. After 2020 my husband lost his job, but we were able to stay afloat and even get ourselves out of debt due to penny pinching and good money management, but the school loan my husband had after he left the military has come back to bight us in the A**. Currently it is in double default, which means we can not do a rehabilitation program or do a consolidation, the only option that has been presented after many many phone calls with debt collectors, The Federal aid dept, financial consultants, Etc. is pay off the full debt at $75,000. We are currently paying towards this loan, but if we keep the course we will not be able to really have nay chance of qualifying for a home for another 6 years, currently we live in a 2 bedroom apartment with 2 big dogs, no yard and a child on the way. My husband and I both have full time jobs and are hardworking citizens paying taxes and doing right by society, I work in healthcare and he is in sales. WE are asking for ANY kind of help to make the dream of owning a home a little closer.
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