Save David & Mariana from Bankruptcy and/or Deportation

Save David & Mariana from Bankruptcy and/or Deportation

From David Rowe

David and Mariana are seeking your help in keeping us from drowning in the overwhelming level of medical debt that we have incurred which we are simply unable to repay, regardless of unemployment.

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Update #1

6 days ago

Dear Friends,

First, for those of who have donated, we cannot express how much it means to us, and how important it is to us, quite literally every penny counts.

This is going to be a really long post, but I want to share with you all why this is necessary, and why it's reached to this point.

When I made this campaign, I framed it as a medical debt situation, as it requires you to choose a specific goal, and that is indeed a huge part of the picture, as I have unforunately sufffered a number of health issues in the past few years which have resulted in very high hospital bills. Nearly every year has resulted in either an injury or an illness that has required multiple ER visits, or hospital stays, Xrays, MRIS, week long hospital stays when I almost died of pneumonia (the 2nd time...). So basically, we hit our deductible ever year. So even though we have negotiated with the hospitals as much as possible, we have medical bill payment plans going back years.

But the whole situation is much more complicated than that.

As you are aware, Mariana is an immigrant. Immigration is a very expensive process in the US, and that is only counting the government fees, not the legal fees from the immigration lawyers. (You can try to do the immigration paperwork yourself, but it is such a nightmare and there are so many ways you can sabotage yourself unless you knows the ins and outs, so hiring a lawyer is pretty much a necessity). The totals for the immigration fees + legal fees at that time were about $5k, thankfully through the help of our parents as well as credit cards, we were able to afford it.

Of course, the reason Mariana is immigrating to the US is because we were getting married! So, on top of all the immigration fees, you can pile the the wedding costs on top of that.

While our first immigration lawyer was excellent at the beginning of the process where you gather the info to prove the relationship is real, i.e.all the photos you can find of us together, plane/train tickets showing we traveled together. then putting filling out and putting together all the government paperwork, oh, and not to mention giving the government all the private correspondence between the two of us (meaning random government officials are reading all our love letters, cheesy note, etc. There is is no privacy here. They want to know everything.)

After submitting the initial paperwork process, and up until the first green card interview, this lawyer was fantastic. Everything went smoothly, and we shortly thereafter received Mariana received her authorization to work and her provisional green card. At this point Mariana had been living in the US for over a year unable to work.

Now, that is only half of the green card process. When you first receive the green card, it is a provisional green card, meaning there is a two year probationay period. At the end of this period, you have to send a ton of additional governement paperwork, as well as even more personal information. Evidence that have been living together, i.e. being on the same lease, having both names on phone/credit card bills, photos of us togther, travel tickets together, as well as notarized letters of support from friends/family attesting to the fact that our relationship is real.

Now, remember how our lawyer was so wonderful at first? Well, I knew that the date for submitting this papwerwork was approaching, but since our lawyer had been so on the ball previously, I wasn't too worried. Until, well, it reaached about a month before the stuff was due. I had sent several emails prior to this checking and hadn't heard from her, but didn't worry to much about it assuming she just missed the emails. At this point since it was getting quite close to the deadline, I started trying to call, email, text, etc get in touch with her. I contacted her law firm which informed me she no longer worked there, but had moved to a different practice. When I contacted that law firm, they said she no longer worked there either and they did not have any contact information for her either. And she seems to have disappeared from the internet.

So, basically our lawyer had absconded with several thousands of dollars in legal fees and disappeared without a trace. So, in desperation I was able to find another lawyer who seemed to be good (and she was great in getting everthing togther in a rush!), but that meant another couple grand on the credit cards for the legal fees, plus the $700 governement fees for filing the next part of the paperwork.

Now, for that first year that Mariana was in the US waiting on her provisional green card, that means we were living in Northern Virginia (one of the most expensive places in the US to live), on a single, lower middle class income.

The outrageous cost of living expenses in this area, plus the cost of food, the necessity of owning a car (public transportation is awful), meant that while trying to avoid to as much as possible, we were beginning to live beyond our income. While trying to live frugally as possible, threre's only so much that can be done with limited income. And any time any sort of emergency charge (unexpected car repair etc) came up, we had no savings to draw on. Credit card bills started to rack up.

Then 2020 arrived. And we both lost our jobs, and have been unenployed for for now i believe 9 months. In Virginia, unenemployment is calculated based on your income from the previous year. And the rates are the same statewide. Now, luckily, I qualify for the maximum amount of unemployment that you can receive in Virginia. Now, outside of Northern Virginia (i.e. the DC suburbs), Virginia is largely a very rural, area. The unenployment payment rates are the same statewide, regardless of where you live. While the the amount I receive would actually be enough to live on in most of the state, in the area we live in , the monthly payout doesn't even cover our rent. Mariana's unemployment is based on her income from the previous year, i.e. the year in which she was only able to partially work, and even then was only able to work partime and so her unenployment is essentially pocket change.

The reason i created the page is because honestly we are drowning in debt. The only way we have been able to survive to this point is because we have amazing friends and family, who have helped keep us afloat, but we're reaching a point where the water is filling the bottom of the boat faster than we can bail it out. We both have some very good leads on jobs that will hopefully help turng things around, but right now if there is any way you can help, then we will forever be in your debt.

The world really sucks right now, and hopefully things will start improving soon.

We love you all, and can't even begin to express our gratitude to you all.

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David Rowe posted a new update:
6 days ago

Update #1

Dear Friends,

First, for those of who have donated, we cannot express how much it means to us, and how important it is to us, quite literally every penny counts.

This is going to be a really long post, but I want to share with you all why this is necessary, and why it's reached to this point.

When I made this campaign, I framed it as a medical debt situation, as it requires you to choose a specific goal, and that is indeed a huge part of the picture, as I have unforunately sufffered a number of health issues in the past few years which have resulted in very high hospital bills. Nearly every year has resulted in either an injury or an illness that has required multiple ER visits, or hospital stays, Xrays, MRIS, week long hospital stays when I almost died of pneumonia (the 2nd time...). So basically, we hit our deductible ever year. So even though we have negotiated with the hospitals as much as possible, we have medical bill payment plans going back years.

But the whole situation is much more complicated than that.

As you are aware, Mariana is an immigrant. Immigration is a very expensive process in the US, and that is only counting the government fees, not the legal fees from the immigration lawyers. (You can try to do the immigration paperwork yourself, but it is such a nightmare and there are so many ways you can sabotage yourself unless you knows the ins and outs, so hiring a lawyer is pretty much a necessity). The totals for the immigration fees + legal fees at that time were about $5k, thankfully through the help of our parents as well as credit cards, we were able to afford it.

Of course, the reason Mariana is immigrating to the US is because we were getting married! So, on top of all the immigration fees, you can pile the the wedding costs on top of that.

While our first immigration lawyer was excellent at the beginning of the process where you gather the info to prove the relationship is real, i.e.all the photos you can find of us together, plane/train tickets showing we traveled together. then putting filling out and putting together all the government paperwork, oh, and not to mention giving the government all the private correspondence between the two of us (meaning random government officials are reading all our love letters, cheesy note, etc. There is is no privacy here. They want to know everything.)

After submitting the initial paperwork process, and up until the first green card interview, this lawyer was fantastic. Everything went smoothly, and we shortly thereafter received Mariana received her authorization to work and her provisional green card. At this point Mariana had been living in the US for over a year unable to work.

Now, that is only half of the green card process. When you first receive the green card, it is a provisional green card, meaning there is a two year probationay period. At the end of this period, you have to send a ton of additional governement paperwork, as well as even more personal information. Evidence that have been living together, i.e. being on the same lease, having both names on phone/credit card bills, photos of us togther, travel tickets together, as well as notarized letters of support from friends/family attesting to the fact that our relationship is real.

Now, remember how our lawyer was so wonderful at first? Well, I knew that the date for submitting this papwerwork was approaching, but since our lawyer had been so on the ball previously, I wasn't too worried. Until, well, it reaached about a month before the stuff was due. I had sent several emails prior to this checking and hadn't heard from her, but didn't worry to much about it assuming she just missed the emails. At this point since it was getting quite close to the deadline, I started trying to call, email, text, etc get in touch with her. I contacted her law firm which informed me she no longer worked there, but had moved to a different practice. When I contacted that law firm, they said she no longer worked there either and they did not have any contact information for her either. And she seems to have disappeared from the internet.

So, basically our lawyer had absconded with several thousands of dollars in legal fees and disappeared without a trace. So, in desperation I was able to find another lawyer who seemed to be good (and she was great in getting everthing togther in a rush!), but that meant another couple grand on the credit cards for the legal fees, plus the $700 governement fees for filing the next part of the paperwork.

Now, for that first year that Mariana was in the US waiting on her provisional green card, that means we were living in Northern Virginia (one of the most expensive places in the US to live), on a single, lower middle class income.

The outrageous cost of living expenses in this area, plus the cost of food, the necessity of owning a car (public transportation is awful), meant that while trying to avoid to as much as possible, we were beginning to live beyond our income. While trying to live frugally as possible, threre's only so much that can be done with limited income. And any time any sort of emergency charge (unexpected car repair etc) came up, we had no savings to draw on. Credit card bills started to rack up.

Then 2020 arrived. And we both lost our jobs, and have been unenployed for for now i believe 9 months. In Virginia, unenemployment is calculated based on your income from the previous year. And the rates are the same statewide. Now, luckily, I qualify for the maximum amount of unemployment that you can receive in Virginia. Now, outside of Northern Virginia (i.e. the DC suburbs), Virginia is largely a very rural, area. The unenployment payment rates are the same statewide, regardless of where you live. While the the amount I receive would actually be enough to live on in most of the state, in the area we live in , the monthly payout doesn't even cover our rent. Mariana's unemployment is based on her income from the previous year, i.e. the year in which she was only able to partially work, and even then was only able to work partime and so her unenployment is essentially pocket change.

The reason i created the page is because honestly we are drowning in debt. The only way we have been able to survive to this point is because we have amazing friends and family, who have helped keep us afloat, but we're reaching a point where the water is filling the bottom of the boat faster than we can bail it out. We both have some very good leads on jobs that will hopefully help turng things around, but right now if there is any way you can help, then we will forever be in your debt.

The world really sucks right now, and hopefully things will start improving soon.

We love you all, and can't even begin to express our gratitude to you all.

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