Legal Fees

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Update #1

10 months ago

Bank of America has stolen our deceased family members home….

JOYFULLY GIVING THANKS, STILL!
I come to you today, November 28, 2019, to humbly ask for your much-needed assistance.

On January 25, 2019, we received a knock on our door. It was the postal service, handing us a certified letter. Enclosed was a notice that BANK OF AMERICA had sold a loan they forgave SIX (6) YEARS ago, August 2013, to another and those individuals were foreclosing on our home. Except there was NO DEBT and the property is in an open probate matter of three (3) decedents.

We called the foreclosing attorney and were told that we needed to call the servicer of the loan, that they were the only ones that could stop the foreclosure. I called them immediately and spoke with them several times over the month of February 2019. I provided the company with the RELEASE OF DEBT from BANK OF AMERICA and was told "I DON’T GET A FREE HOUSE" and that from my email, they understood my intent. Except the house was paid off in 2001. The HELOC from 2006, was forgiven in 2013, but this didn't present an issue, until the then Executor of the Mother's Estate Died (our brother) in 2015. When attempting to open the his Estate (2016) but failed to do so, as the heirs couldn't agree in their grief. Their wasn't an issue with the house until the previous executor died and suddenly the loan was resurrected, given a new account number and sold without the Probate Courts knowledge, nor the heirs.

Either way, the day before the auction the executor of the Father’s Estate also called the servicing company and told them, they were only foreclosing (if anything) on half interest on the house and that her father’s name was still on the title. She too was told, that he understood her intent and that the call was over.

On MARCH 5th 2019, our family inheritance was foreclosed on, in a non-judicial auction, on the courthouse steps.

The family hired two attorneys; a Probate Attorney (for the other two decedents) and a Real Estate Attorney (for the Wrongful Foreclosure). If I tried to explain every detail of my case, you wouldn’t believe me, but YOU CERTAINLY CAN NOT MAKE UP THE THINGS WE HAVE WITNESSED. The things that have transpired during our case would make your heads spin. What I can say is that we were mislead and abused by the local "Good Ole Boys Club" at every turn. From side deals behind our backs, made by our hired counsel, with the opposing counsel (trying to get us to hold stolen money of the unlawful sale), to charging us left and right for filings that had nothing to do with a WRONGFUL FORECLOSURE, to FRAUDULENT lien assignments.

During this process we have drained our savings. We even took out a loan to cover the attorney expenses. As if our experience hadn't been bad enough, back in August 2019, our Real Estate Attorney withdrew from our case and the Probate Attorney withdrew from our case in court on October 2019. Both without giving a reason (according to their filings), as one would usually provide the court. Since then, we have done the best we know how, to fight on our knees and respond to the Motions being filed by the opposing counsel.

There were two different separate lawsuits filed on the heirs, in our County Courthouse; An INTERPLEADER (for the overage from the auction) and a DISPOSSESSARY/ EVICTION. We refused to take the overage money because we believed with good reason that the overage would be returned to the Hi-bidder of the auction, when the UNLAWFUL FORECLOSURE was RESCINDED. In our minds, the money was not ours because we hold the evidence that THERE WAS NO DEBT. But even so, we also hold the ORIGINAL WARRANTY DEED, with both parents names on the title, whereas the Father’s half interest, was NEVER CONVEYED. Furthermore, the servicer told us that the Father’s name was still on the title. He assumed he was speaking to the owner. What he didn’t know was that my husband and his father shared the same name, with the only difference being SENIOR and JUNIOR. The servicer thought he was speaking to the owner and mistakenly told us that the he was looking at the file and that he was the TITLE HOLDER. Since, the Father’s name has mysteriously vanished from the Record. But the most absurd part is this… in this time, I have spent every waking hour, going over the facts and the evidence and to my surprise, the servicer e-filed an Application with a FRAUDULENT Limited Power of Attorney, in the County Title & Records Deed Office, for a property outside of the county. I spoke with the Clerk of the Superior Court and questioned the process and was unable to get any answers. As Executor & Administer of the Estate’s, we asked the Director of the Title Office to provide us with the instrument, that was used to unlawfully remove a HOMEOWNERS name from title, but I was told I needed to hire an attorney. We tried to get the assistance of the PROBATE COURT, as the home is the only asset left in all three estates and suddenly they don’t handle assets in the Probate Court, even though according to the law, this is the exact court that handles the decedents assets. We also requested documents from BANK OF AMERICA and were kicked out of the Bank that we were account holders of.

We had a Probate Court date to DETERMINE HEIRS, October 1st. Heirs were exactly as the Will Stated, but the Judge refused to address or protect the ASSET. Stating that we needed to handle that in the Superior Court Cases. Except none of this was run through the PROBATE COURT as stated in the GEORGIA Code of Law.

Our court date for the DISPOSSESSORY/ EVICTION was set for November 12th, but opposing counsel requested a continuance back in November. That court hearing hasn’t been reset.

Our court date for the INTERPLEADER was set for December 2nd, but the other opposing counsel also requested a continuance as of yesterday. That hearing will not be until FEBRUARY 2020.

Last night, just before midnight, we checked the County Website Portal, as we do everyday, and suddenly the Judge on the Interpleader Case, Ordered the Case Closed, stating we didn’t present convincing evidence. WE ARE NOT ATTORNEYS. We had no idea, this was possible. WE WERE EXPECTING TO GO TO COURT AND PLEAD OUR CASE. In our minds, this is the purpose of the courts, to settle disputes IN COURT. Unfortunately, the Opposing Counsel used to be the Real Estate President for our State Bar Association. What we understand at this point is that BANK OF AMERICA, NA, is notorious for UNDERHANDED UNLAWFUL FORECLOSURES AND IMPROPER DEALINGS.

We have miraculously remained in the home through this process, but haven't been able to set aside or save any money, due to a monthly loan payment made to cover legal expenses of $600.00. Otherwise, we live like most American's from Paycheck to Paycheck. We were just hopeful to have our day in court.

But literally, any day now, we can expect the local Sheriff’s Office to remove us from Our Family Home, without due process of the law, no fiances to get to the next abode and a summary judgment against the Executor. To our demise, our credit score has now been attacked. While responding to unnecessary motions and pleadings from Attorneys, to keep their account green, while knowing all along that they were just trying to drain us, until we couldn’t afford to fight our case.

~ First, we are requesting prayer and covering.
~Second, we are asking for financial assistance from the Community, so that we can secure a moving truck, storage, and first/ last months rent & deposit.
~Third, if anyone is interested in a WRONGFUL FORECLOSURE case that has already been put in perfect order, please feel free to send me your legal resume @ BOA.AbuseOnTheDeceased@gmail.com

- I WOULD LIKE TO TAKE THE TIME TO THANK YOU FOR READING OUR STORY.
- IF YOU CAN SPARE SOME CHANGE WE WOULD BE SO GRATEFUL. NO AMOUNT IS TOO SMALL.
- AND PLEASE, PLEASE, PLEASE, SHARE OUR STORY. No one should ever have to worry about a BANK being able to LEGALLY get by with stealing and especially after their customers have been laid to rest.

RIP: WHWsr (Dad), DMW (Mom) and brother (MWW).

More Info

We are in a fight. 

We are fighting to recover the portion of the estate that our parents left us, that was stolen by the bank. 

We have already expended all of our savings in lawyers fees, and need more to continue the fight. 

Would you be so generous as to financially support our efforts. 

Time is of the essence. 

Due to litigation, details must remain anonymous. 

We thank you for your coordination. 

The Family

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Ann Margaret posted a new update:
10 months ago

Update #1

Bank of America has stolen our deceased family members home….

JOYFULLY GIVING THANKS, STILL!
I come to you today, November 28, 2019, to humbly ask for your much-needed assistance.

On January 25, 2019, we received a knock on our door. It was the postal service, handing us a certified letter. Enclosed was a notice that BANK OF AMERICA had sold a loan they forgave SIX (6) YEARS ago, August 2013, to another and those individuals were foreclosing on our home. Except there was NO DEBT and the property is in an open probate matter of three (3) decedents.

We called the foreclosing attorney and were told that we needed to call the servicer of the loan, that they were the only ones that could stop the foreclosure. I called them immediately and spoke with them several times over the month of February 2019. I provided the company with the RELEASE OF DEBT from BANK OF AMERICA and was told "I DON’T GET A FREE HOUSE" and that from my email, they understood my intent. Except the house was paid off in 2001. The HELOC from 2006, was forgiven in 2013, but this didn't present an issue, until the then Executor of the Mother's Estate Died (our brother) in 2015. When attempting to open the his Estate (2016) but failed to do so, as the heirs couldn't agree in their grief. Their wasn't an issue with the house until the previous executor died and suddenly the loan was resurrected, given a new account number and sold without the Probate Courts knowledge, nor the heirs.

Either way, the day before the auction the executor of the Father’s Estate also called the servicing company and told them, they were only foreclosing (if anything) on half interest on the house and that her father’s name was still on the title. She too was told, that he understood her intent and that the call was over.

On MARCH 5th 2019, our family inheritance was foreclosed on, in a non-judicial auction, on the courthouse steps.

The family hired two attorneys; a Probate Attorney (for the other two decedents) and a Real Estate Attorney (for the Wrongful Foreclosure). If I tried to explain every detail of my case, you wouldn’t believe me, but YOU CERTAINLY CAN NOT MAKE UP THE THINGS WE HAVE WITNESSED. The things that have transpired during our case would make your heads spin. What I can say is that we were mislead and abused by the local "Good Ole Boys Club" at every turn. From side deals behind our backs, made by our hired counsel, with the opposing counsel (trying to get us to hold stolen money of the unlawful sale), to charging us left and right for filings that had nothing to do with a WRONGFUL FORECLOSURE, to FRAUDULENT lien assignments.

During this process we have drained our savings. We even took out a loan to cover the attorney expenses. As if our experience hadn't been bad enough, back in August 2019, our Real Estate Attorney withdrew from our case and the Probate Attorney withdrew from our case in court on October 2019. Both without giving a reason (according to their filings), as one would usually provide the court. Since then, we have done the best we know how, to fight on our knees and respond to the Motions being filed by the opposing counsel.

There were two different separate lawsuits filed on the heirs, in our County Courthouse; An INTERPLEADER (for the overage from the auction) and a DISPOSSESSARY/ EVICTION. We refused to take the overage money because we believed with good reason that the overage would be returned to the Hi-bidder of the auction, when the UNLAWFUL FORECLOSURE was RESCINDED. In our minds, the money was not ours because we hold the evidence that THERE WAS NO DEBT. But even so, we also hold the ORIGINAL WARRANTY DEED, with both parents names on the title, whereas the Father’s half interest, was NEVER CONVEYED. Furthermore, the servicer told us that the Father’s name was still on the title. He assumed he was speaking to the owner. What he didn’t know was that my husband and his father shared the same name, with the only difference being SENIOR and JUNIOR. The servicer thought he was speaking to the owner and mistakenly told us that the he was looking at the file and that he was the TITLE HOLDER. Since, the Father’s name has mysteriously vanished from the Record. But the most absurd part is this… in this time, I have spent every waking hour, going over the facts and the evidence and to my surprise, the servicer e-filed an Application with a FRAUDULENT Limited Power of Attorney, in the County Title & Records Deed Office, for a property outside of the county. I spoke with the Clerk of the Superior Court and questioned the process and was unable to get any answers. As Executor & Administer of the Estate’s, we asked the Director of the Title Office to provide us with the instrument, that was used to unlawfully remove a HOMEOWNERS name from title, but I was told I needed to hire an attorney. We tried to get the assistance of the PROBATE COURT, as the home is the only asset left in all three estates and suddenly they don’t handle assets in the Probate Court, even though according to the law, this is the exact court that handles the decedents assets. We also requested documents from BANK OF AMERICA and were kicked out of the Bank that we were account holders of.

We had a Probate Court date to DETERMINE HEIRS, October 1st. Heirs were exactly as the Will Stated, but the Judge refused to address or protect the ASSET. Stating that we needed to handle that in the Superior Court Cases. Except none of this was run through the PROBATE COURT as stated in the GEORGIA Code of Law.

Our court date for the DISPOSSESSORY/ EVICTION was set for November 12th, but opposing counsel requested a continuance back in November. That court hearing hasn’t been reset.

Our court date for the INTERPLEADER was set for December 2nd, but the other opposing counsel also requested a continuance as of yesterday. That hearing will not be until FEBRUARY 2020.

Last night, just before midnight, we checked the County Website Portal, as we do everyday, and suddenly the Judge on the Interpleader Case, Ordered the Case Closed, stating we didn’t present convincing evidence. WE ARE NOT ATTORNEYS. We had no idea, this was possible. WE WERE EXPECTING TO GO TO COURT AND PLEAD OUR CASE. In our minds, this is the purpose of the courts, to settle disputes IN COURT. Unfortunately, the Opposing Counsel used to be the Real Estate President for our State Bar Association. What we understand at this point is that BANK OF AMERICA, NA, is notorious for UNDERHANDED UNLAWFUL FORECLOSURES AND IMPROPER DEALINGS.

We have miraculously remained in the home through this process, but haven't been able to set aside or save any money, due to a monthly loan payment made to cover legal expenses of $600.00. Otherwise, we live like most American's from Paycheck to Paycheck. We were just hopeful to have our day in court.

But literally, any day now, we can expect the local Sheriff’s Office to remove us from Our Family Home, without due process of the law, no fiances to get to the next abode and a summary judgment against the Executor. To our demise, our credit score has now been attacked. While responding to unnecessary motions and pleadings from Attorneys, to keep their account green, while knowing all along that they were just trying to drain us, until we couldn’t afford to fight our case.

~ First, we are requesting prayer and covering.
~Second, we are asking for financial assistance from the Community, so that we can secure a moving truck, storage, and first/ last months rent & deposit.
~Third, if anyone is interested in a WRONGFUL FORECLOSURE case that has already been put in perfect order, please feel free to send me your legal resume @ BOA.AbuseOnTheDeceased@gmail.com

- I WOULD LIKE TO TAKE THE TIME TO THANK YOU FOR READING OUR STORY.
- IF YOU CAN SPARE SOME CHANGE WE WOULD BE SO GRATEFUL. NO AMOUNT IS TOO SMALL.
- AND PLEASE, PLEASE, PLEASE, SHARE OUR STORY. No one should ever have to worry about a BANK being able to LEGALLY get by with stealing and especially after their customers have been laid to rest.

RIP: WHWsr (Dad), DMW (Mom) and brother (MWW).

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