Joshua's debit help fund.

Hello, my name is Joshua, I'm queer, and my pronouns are he/him. On December  31, 2019 I got let go from a job were I was being racial discriminated at from a coworker. My boss was supposed to talk to me about this, but they never did, and instead just fired me with the excuse of me not being a good fit. This lead to me being jobless for about a month. I was then lucky enough to find another job, but after a month of being there I got laid off due to the pandemic. All of this caused me to have to start using my credit to pay for rent, bills, and groceries. I did find a job after being unemployed for 3 months, and started an auto payment for the debit. I guess the payment failed a few months ago, and I was never notify, and now I'm stressed out about paying it off because it was set to collections. So this fund is to help me pay off this debt and that is all it will go to, it will not be used for anything else, and any excess amount will be refunded, or used to help another poc or lgbt+ member. I really appreciate any help, and thank you a lot!