How to Get Emergency Money Before the Day Ends

How to Get Emergency Money Before the Day Ends

From Henry Jake

A financial emergency can leave you feeling desperate, especially if you have no money at the time. Don't despair, though. Here's how to get emergency money.

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Almost 80% of American workers live paycheck to paycheck. That means that if an emergency were to happen, they wouldn't have any money saved to cover the unexpected expense. 

Are you one of the many Americans trying to survive without savings? A financial emergency can leave you feeling desperate, especially if you have no money at the time.

Don't despair, though. Here's how to get emergency money.

Get a Payday Loan

If you need cash in a hurry, consider applying for a payday loan. 

Payday loans, like the name suggests, provide enough cash to get you to your next paycheck. These small loans offer a short repayment period, but in exchange, you get cash in hand the very same day. 

Be aware, most payday loans come with high-interest rates. Research reputable payday lenders, like Bonsai Finance, before you agree to the first loan you're offered. Look for a lender with good reviews, low-interest rates, and flexible repayment terms. 

Sell Belongings

If you don't have emergency money sitting around, you may need to sell some belongings to cover your unexpected expenses. 

First, look around your home for items you no longer need or use. List them for sale online, on sites like eBay and Craigslist along with Facebook. If you're desperate for cash, you'll want to list your items for a low price so that they sell quickly.

Along with pricing them competitively, there are a few other steps to help your items sell. Make sure that your items are clean and in working order. Then, take the best photo possible with good lighting to catch a potential buyer's attention. 

If worst comes to worst, you'll need to find your most valuable items to sell for serious cash. Items like televisions and jewelry will fetch a higher price. For these larger items, consider selling to a pawn shop to receive a decent deal in a timely manner. 

Use the Gig Economy

Wondering how to make money in a hurry? The gig economy has generated countless opportunities for you to make money quickly. 

If you have a set of skills, use these to your advantage. For example, if you're a good graphic designer you could take on a freelance design job. Or, if you have construction experience, you could do handyman tasks in someone's home. 

Look online at gig websites like Fiverr or TaskRabbit for odd jobs. Here, people willing to pay for tasks will post their jobs. Many of these can be done on the same day so you can earn cash fast. 

Knowing How to Get Emergency Money Can Help

Knowing how to get emergency money can help save you from a financial disaster. 

The next time you find yourself in need of cash fast, try applying for a payday loan. You can also try selling some of your belongings online. If you often find yourself needing more money, consider picking up a side hustle. 

The next time you see a financial hiccup in your future, consider using this online fundraising website. Bookmark this page and check back later to start your campaign. 

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