I need help getting my family into a home of our own. We are a growing family of 3, plus 2 dogs, and another one on the way. We want a home we can call our own, for the next 20+ years.
I'm asking for $5000 to help my family get into a home of our own by the end of this year. This money will not go directly to the home, but it will absolutely help us get approved for the mortgage. This money will go to a repossession of mine from 2019. I bought a car from a shady dealership in 2017, had to replace the whole transmission and turbo only 3 months after purchasing. Then, about a year later in 2018, the car broke again and kept turning off while driving - even on the freeway going 70mph, it would just turn off and stop! The car was not safe for me and my child, and I could not afford to get it repaired at the time. I surrendered the vehicle back to the lender in early 2019 (I surrendered it in September 2018, but they didn't actually take the car back until February 2019. It sat undriveable for 5 months!) - and I now owe them $7k for the deficiency balance. This debt is accruing 26% interest every year, which is $1500 added per year (at this point, but its only climbing!) This repossession is preventing my approval for a mortgage, and if I can't get in front of it now, I'm afraid I never will. I now have a husband, two big dogs, and another little one on the way. We are outgrowing our rental home, and buying a home is cheaper than renting, so - we need this. Please help us!
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